Wells Fargo Active Cash® Review 2026

Wells Fargo · Visa C-Tier Flat cash
Apply Now →
via Wells Fargo secure site
Signup Bonus
$200
Worth ~$200
Annual Fee
$0
No fee
Credit Score
670+
Good
Regular APR
28.99%
0% for 15 months
CardTier Score C
Updated March 2026 · Spend: $500 in 3 mo · Foreign fees: 3%

Wells Fargo Active Cash® Review 2026

The Wells Fargo Active Cash® is a cash back card from Wells Fargo that earns 2% on Everything. Unlimited 2% cash back. No annual fee.

The signup bonus of $200 is valued at approximately $200, requiring $500 in spending within 3 mo. With no annual fee, this card provides strong value with zero financial commitment.

The flat 2% earning rate simplifies rewards — no categories to track, no activation required.

The card includes $600 Cell Phone Protection, 2% Cash Back, No Annual Fee.

CardTier Bottom Line: The Wells Fargo Active Cash® earns a C-Tier rating with $200 in first-year value. Best suited for: Flat cash. Note: this card charges foreign transaction fees, so use a different card abroad.

Rewards Earning Rates

Everything 2%

Key Benefits & Perks

$600 Cell Phone Protection
2% Cash Back
No Annual Fee
Apply for Wells Fargo Active Cash®
$200 bonus · No annual fee · 670+ credit score required
Apply Now →
Rates and fees subject to change. CardTier may receive compensation if you apply through our links.

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