The US Bank Cash+ is a cash back card from US Bank that earns 5% on Choice categories. 5% on two categories you choose.
The signup bonus of $200 is valued at approximately $200, requiring $1,000 in spending within 3 mo. With no annual fee, this card provides strong value with zero financial commitment.
Earning rates are tiered: 5% on Choice categories, 1% on Everything. This structure rewards custom effectively.
Notable perks include: 5% on Two Choice Categories, 2% One Everyday Category, No Annual Fee, No Foreign Tx Fee. These benefits are exceptional for a no-annual-fee card.
CardTier Bottom Line: The US Bank Cash+ earns a C-Tier rating with $200 in first-year value. Best suited for: Custom. No foreign transaction fees make it a solid travel companion.