Hilton Surpass Review 2026

Amex · Amex A-Tier Hilton Elite
Apply Now →
via Amex secure site
Signup Bonus
130K pts + FN
Worth ~$780
Annual Fee
$250
Credit Score
720+
Good+
Regular APR
19.99%-28.99%
0% 15mo
CardTier Score A
Updated March 2026 · Spend: $3,000 in 3 mo · Foreign fees: No

Hilton Surpass Review 2026

The Hilton Surpass is a travel rewards card from Amex that earns 12X on Hilton Hotels. Top Hilton card. Free weekend night plus Priority Pass.

The signup bonus of 130K pts + FN is valued at approximately $780, requiring $3,000 in spending within 3 mo. The annual fee is $250.

Earning rates are tiered: 12X on Hilton Hotels, 6X on Dining. This structure rewards hilton elite effectively.

The card includes Hilton Gold Status, Free Weekend Night, Priority Pass (10 visits/yr).

Points are transferable to Hilton — unlocking premium travel redemption values beyond standard cash back rates.

CardTier Bottom Line: The Hilton Surpass earns a A-Tier rating with $780 in first-year value. Best suited for: Hilton Elite. No foreign transaction fees make it a solid travel companion.

Rewards Earning Rates

Hilton Hotels 12X
Dining 6X

Key Benefits & Perks

Hilton Gold Status
Free Weekend Night
Priority Pass (10 visits/yr)

Transfer Partners

Hilton
Apply for Hilton Surpass
130K pts + FN bonus · $250 annual fee · 720+ credit score required
Apply Now →
Rates and fees subject to change. CardTier may receive compensation if you apply through our links.

Explore More Cards

← All Travel Cards View All 50 Cards