The Citi Strata Elite is a travel rewards card from Citi that earns 3X on Travel. Top transfer partners for serious points collectors.
The signup bonus of 100K pts is valued at approximately $1,900, requiring $4,000 in spending within 3 mo. The annual fee is $95, waived for the first year.
Earning rates are tiered: 3X on Travel, 3X on Dining. This structure rewards flexible travel effectively.
The card includes $300 Air Travel Credit, $100 Hotel Credit, 10 Transfer Partners.
Points are transferable to JetBlue, Singapore, Turkish, Virgin Atlantic, and more — unlocking premium travel redemption values beyond standard cash back rates.
CardTier Bottom Line: The Citi Strata Elite earns a A-Tier rating with $1,900 in first-year value. Best suited for: Flexible travel. No foreign transaction fees make it a solid travel companion.