The Citi Custom Cash℠ is a cash back card from Citi that earns 5% on Top Category. 5% on your top spending category automatically.
The signup bonus of $200 is valued at approximately $200, requiring $500 in spending within 3 mo. With no annual fee, this card provides strong value with zero financial commitment.
Earning rates are tiered: 5% on Top Category, 1% on Everything. This structure rewards auto category effectively.
The card includes 5% Top Category (auto), No Annual Fee.
CardTier Bottom Line: The Citi Custom Cash℠ earns a C-Tier rating with $200 in first-year value. Best suited for: Auto category. Note: this card charges foreign transaction fees, so use a different card abroad.