Spark Miles Review 2026

Capital One · Visa A-Tier Business Travel
Apply Now →
via Capital One secure site
Signup Bonus
75K mi
Worth ~$1,388
Annual Fee
$95
Credit Score
700+
Good+
Regular APR
24.99%-29.99%
0% 12mo
CardTier Score A
Updated March 2026 · Spend: $5,000 in 3 mo · Foreign fees: No

Spark Miles Review 2026

The Spark Miles is a travel rewards card from Capital One that earns 2X on Everything. 2X miles on all business spending.

The signup bonus of 75K mi is valued at approximately $1,388, requiring $5,000 in spending within 3 mo. The annual fee is $95.

The flat 2X earning rate simplifies rewards — no categories to track, no activation required.

The card includes 2X Miles on Everything, Global Entry Credit, 15+ Transfer Partners.

Points are transferable to Air Canada, Virgin Atlantic — unlocking premium travel redemption values beyond standard cash back rates.

CardTier Bottom Line: The Spark Miles earns a A-Tier rating with $1,388 in first-year value. Best suited for: Business Travel. No foreign transaction fees make it a solid travel companion.

Rewards Earning Rates

Everything 2X

Key Benefits & Perks

2X Miles on Everything
Global Entry Credit
15+ Transfer Partners

Transfer Partners

Air CanadaVirgin Atlantic
Apply for Spark Miles
75K mi bonus · $95 annual fee · 700+ credit score required
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Rates and fees subject to change. CardTier may receive compensation if you apply through our links.

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