The Spark Cash Plus is a business card from Capital One that earns 2% on Everything. Unlimited 2% cash back for businesses.
The signup bonus of $2,000 is valued at approximately $2,000, requiring $20,000 in spending within 3 mo. The annual fee is $95.
The flat 2% earning rate simplifies rewards — no categories to track, no activation required.
The card includes 2% Cash Back on Everything, No Preset Spending Limit, Employee Cards Free.
CardTier Bottom Line: The Spark Cash Plus earns a S-Tier rating with $2,000 in first-year value. Best suited for: Business. No foreign transaction fees make it a solid travel companion.