The BoA Customized Cash is a cash back card from Bank of America that earns 3% on Choice Category. Pick your 3% category.
The signup bonus of $200 is valued at approximately $200, requiring $1,000 in spending within 3 mo. With no annual fee, this card provides strong value with zero financial commitment.
Earning rates are tiered: 3% on Choice Category, 2% on Everything. This structure rewards custom categories effectively.
The card includes 3% Your Choice Category, Preferred Rewards Bonus, No Annual Fee.
CardTier Bottom Line: The BoA Customized Cash earns a C-Tier rating with $200 in first-year value. Best suited for: Custom categories. Note: this card charges foreign transaction fees, so use a different card abroad.