The Bilt Mastercard® is a travel rewards card from Bilt that earns 3X on Dining. Only card that earns points on rent. No annual fee.
The signup bonus of 50K pts is valued at approximately $1,100, requiring $2,000 in spending within 3 mo. With no annual fee, this card provides strong value with zero financial commitment.
Earning rates are tiered: 3X on Dining, 2X on Travel, 1X on Rent. This structure rewards renters effectively.
Notable perks include: Earn Points on Rent, 3X Dining, 1:1 Transfers, No Annual Fee. These benefits are exceptional for a no-annual-fee card.
Points are transferable to Hyatt, United, American, Air Canada — unlocking premium travel redemption values beyond standard cash back rates.
CardTier Bottom Line: The Bilt Mastercard® earns a A-Tier rating with $1,100 in first-year value. Best suited for: Renters. No foreign transaction fees make it a solid travel companion.