The Apple Card is a cash back card from Goldman Sachs that earns 3% on Apple. 2% on Apple Pay.
The signup bonus of $75 is valued at approximately $75, requiring $500 in spending within 3 mo. With no annual fee, this card provides strong value with zero financial commitment.
Earning rates are tiered: 3% on Apple, 2% on Apple Pay. This structure rewards apple effectively.
Notable perks include: 3% Apple Purchases, 2% Apple Pay, No Annual Fee, No Late Fees. These benefits are exceptional for a no-annual-fee card.
CardTier Bottom Line: The Apple Card earns a D-Tier rating with $75 in first-year value. Best suited for: Apple. No foreign transaction fees make it a solid travel companion.